Retractation-DOC

Legal Mentions

Social Siege

B-insur SRL is a private society with limited liability under the number BE 1017957887, but the social network is located B-1501 Halle, Alsembergsesteenweg 247.

Téléphone : +32(0)2 534 45 19
Internet :  www.b-insur.be

Authority of Control

Our office is registered under the numéro 1017957887 in the category of courtiers d'assurances in the registration of intermediary insurances for the FSMA and is located at Rue du Congrès 12-14 à 1000 Bruxelles et qui consultable on the site  www.fsma.be

Security and confidentiality

The security of the information that is transmitted is essential.

B-insur SRL is committed to a confidential manner, conforming to national and international dispositions, not based on Belgian law since December 8, 1992, relative to the protection of private individuals regarding the respect of the données' personal characteristics.

The characteristics of the personnel used for the information provided by the letters, emails and the website of the Internet are reviewed by the files of B-insur SRL. The following information is used for the fins marketing of B-insur SRL.

Services and information on the Internet site

The internet site is the property of B-insur SRL. The representative of the different services proposed by the society for its clients. Celui is the last time to regulate the current façon. B-insur SRL is not guaranteed instantaneously, the accuracy of the information relayed on the Internet site. And as a result, there is information available for various modifications during the day.

Security

B-insur SRL is committed to being a protector of the Internet site that attacks the virus and makes the pirates' actions possible. Since all the precautions are taken, B-insur SRL does not guarantee that the pages are exempt from the virus at all times. It is important to know how to use your anti-virus logic and how to import your site on the Internet.

Intellectual property

The content of the Internet site, the design, the mascots, the images, the codes, the brands and the logos based on the properties of B-insur SRL, the prestataires, the preposés, the clients and suppliers. More than one visitor you should respect your intellectual property. It is not necessary to interrogate the "reprendre" without any explicit demand from B-insur SRL.

Responsibility

Please note that it is necessary to do something about the grave, B-insur SRL should be responsible for:
- The very difficult technique of visiting the site for further inspection.
- The access to the information provided by a person in the context of the content, the code and the information périphériques used by B-insur SRL and the dooms and découlent.

Right and competence

The information, services and products available on the present site web are published according to Belgian regulations. The course and tribunals of the Brussels district are based on the competences for trancher tout litige ayant trait à ce site web, aux informations mentioned sur ce site web et à leur utilization par le visiteur.

CONTRATS DE VENTE A DISTANCE, Services financiers

Pour the services financiers are based on the conclusion of the protection measures for the consommateur similar to the requirements for the traditional contracts and the distance between the application and the  information obligations  and the  legal retraction . The protection measures are adapted to the requirements of the contractual obligations, according to the knowledge of the services of the financiers.

Il faut, obligatoirement, une  information precontractuelle  sur:
- entreprise d'assurances ;
- service financier;
- contract à distance ;
- voies de recours (moyens de recours extrajudiciaires).

Le contract à distance, c'est quoi?

The ensemble of the companies and obligations entre vous et B-insur SRL are quantified by the contract via the internet and the contract of insurance.

The notion of  "services financiers"  is a matter of great importance: the notation of (art. I.8, 18° CDE)
- banking services,
- assurances,
- credit octroi,
- individual retreats, -
investments and
- payments.

Please  inform us about the possibility of disposal before disposal  .

Délai de retractation

(Entreprises – art. VI.47 to 53 CDE // Professions libérales - art.

Pour all contrat à distance, sauf situations particulières, le consommateur dispose d'en droit de rétractation. I am concerned about the nature of the insurance company.

The pages VI and 

Les livres VI et XIV CDE prévoient notamment :
- un délai de rétractation de 14 jours calendrier ;
- a formula that can be used for a retractable facility;
- the possibility of retracting the contract for the contract of service in connection with the retracting process;
- payment terms and conditions;
- the methods and conditions of the cycle;
- les situations dans lesquelles le droit de rétractation ne pas pas s'exercer ;
...

Destiné à protéger le consommateur, le contract d'assurances conclu à distance a délai de rétractation qui vary en fonction de la nature du contrat conclu.

When did the commencement of the withdrawal commence?

The procedure for retracting is:
- Pour the contracts for the vent, according to the nature of the matter during the day or the consommateur or the tiers of the consommateur of the design, the physical possession of the private part of the Livres VI and XIV of the Economic Code.
- And the two multiples are the two compositions of the lots that are part of each group commanded by the separate units, including the basis for the prize of the possession of the dernier in the old lot.
- And the current regulation depends on the period of time determined by it, depending on the price of the possession of the prime minister.
- Pour the contracts of services, according to the basis of the conclusion of the contract. The insurance contract is the conclusion of the insurance company's acceptance of the insurance policy.

Comment pouvez-vous vous rétracter?

The consommateur informs the business about the professional orientation of the decision to contract the contract, before the expiration of the term of the 14-hour calendar, and is willing to do so:
- the contract form is not a model that is available on our site. You can also read the text of the document in the following text:  FORMULAIRE DE RÉTRACTATION .
- according to the exhibitor's declaration regarding the withdrawal of the contract.

The notification of the return is due to the obligation to ensure that the support is durable according to the disposition of the destination.
- The guarantee of insurance during the moment of notification.
- The next step in the insurance policy is during the notification period.

Les contrats pour lesquels s'applique le droit de rétractation ne peuvent prendre effet avant la fin des 14 jours sans l'accord du souscripteur par consistently le contrat est censé prendre effet après l'écoulement du délai de 14 jours sauf demande contraire du souscripteur.

It is important to respect the notification of the exercise of the recovery before the expiration of the delay.

Services financiers à distance

Examples:  Other services such as banking, credit, insurance, payment and investment, utilizing a distance communication technique.

Exceptions  : Entre autres :
- Services financiers do not depend on the fluctuations of the financier on the basis of the financial influence, which are susceptible to the production pendant on the recovery process.
- Contrasts executed intégralement par deux parties à la demande du consommateur avant qu'il n'exerce son droit de rétractation.
- Contrats de crédit hypothécaire.

Délai de rétractation :
- 14 jours calendrier,
- 30 jours pour les assurances-vie et retraites individuelles.

Remarks:  In case of retraction, the customer is not required to complete the service effectiveness of the supplier.

Contrasts d'assurance autres que l'assurance-vie

Only the protection at the level of Europe is at the  level of Belgium  : The period of 14 days before the reception of the insurance company for the police insurance guarantees a maximum duration of 30 hours and the condition of the insurance company as a police presence.